Advisor Fees

Our Fees and Services

We believe fee transparency helps you make smarter decisions about who to partner with for financial advice. All annual planning fees can be broken down into automated monthly payments.

Premier Planning

Premier clients pay $5,000 per year for financial planning. This covers the first $500,000 of personal asset management for no additional cost. If or when a client’s assets under management exceed $500,000, planning fees are waived. The Assets Under Management fee schedule at the bottom of this page would apply instead.

What’s included?

  • Life planning
  • Up to four client meetings per year after year one
  • Complimentary consultation with XYTS tax professional for annual tax planning opportunities
  • Employee benefit review
  • Risk management and insurance review
  • Cash flow management
  • Debt management
  • Retirement planning
  • College planning
  • Estate planning and coordinating with your attorney (or helping you find one)
  • Portfolio review
  • Access to us for questions and concerns throughout the year

Foundations Planning

Foundations clients pay $2,500 per year for financial planning, which covers the same areas above with some differences. These clients meet with us once per year for a plan review, although we are available for quick check-ins to assist with questions or other issues throughout the year.

We still look for tax saving opportunities, but we do not consult with XYTS. We are always willing to work with a client’s tax professional to help with tax planning.

Asset management is available for Foundations clients as a separate service at the fee schedule below. In this scenario, once a client reaches $250,000 in personal assets under management, they are graduated to Premier Planning to benefit from more of our services at the same cost.

Medical Residents and Fellows

Focused planning is available for resident physicians and fellows for $840 annually. This would include one planning meeting per year, with check-ins throughout the year as needed.

What’s included?

  • Employee benefit review
  • Cash flow planning
  • Student loans and other debt review
  • Risk management and insurance review
  • Basic retirement planning

Market Value of Assets Under Management

$0 – $500,000 1%
$500,000 – $1,000,000 0.90%
$1,000,000 – $1,500,000 0.80%
$1,500,000 – $2,000,000 0.70%
$2,000,000 – $3,000,000 0.60%
> $3,000,000 0.50%

Assets Under Management are billed as an annual blended fee. For example, for $1,000,000, the first $500,000 is billed at 1% and added to .9% for the next $500,000.

Please email us with any questions.